Rates
  • Prime rate7.00%
  • Fed funds target3.75–4.00%
  • SOFR3.89%▲ 0.01
  • EFFR3.88%▬ 0.00
  • 2-yr Treasury4.79%
  • 5-yr Treasury5.00%
  • 10-yr Treasury5.21%
  • 30-yr Treasury5.56%
  • Official rates as of Oct 13, 2026
Sources

Benchmark rates for reference only. They are not offers or quotes. Funding Today is a broker and doesn’t set rates; merchant cash advances are priced by each funder, usually with a factor rate.

Prime rate: the rate most major U.S. banks set at 3 percentage points above the top of the Federal Reserve’s federal funds target range. Fed funds target, EFFR and SOFR: Federal Reserve Bank of New York. Treasury yields: U.S. Treasury daily par yield curve rates. On wide screens, market quotes are provided by TradingView and may be delayed.

The EFFR and SOFR are subject to the Terms of Use posted at newyorkfed.org. The New York Fed is not responsible for publication of the EFFR and SOFR by Funding Today, does not sanction or endorse any particular republication, and has no liability for your use. SOFR data are calculated using data provided under a license granted to the New York Fed by DTCC Solutions LLC; DTCC Solutions, its affiliates and third parties from which they obtained data have no liability for the content of this material. Funding Today is not affiliated with the New York Fed, which does not sanction, endorse or recommend any products or services offered by Funding Today.

Topic

Qualifying & Applying

What funders look at, which documents to have ready and how to move from application to funding without avoidable delays.

Start here: Check your funding options in a few minutes

Ready to see real offers?

Apply once and compare offers from funders in our network. No cost to apply and no obligation to accept.

Check my optionsCall (833) 632-3050